Is My HVAC System Covered by My Home Warranty?
Summers seem to be getting hotter every year and winters seem to be getting colder. As a homeowner, it is important to be able to quickly address any heating or cooling issues if your system were to suddenly break down. In most cases, a home warranty will cover faulty air conditioning units.
Will a Home Warranty Replace Your Air Conditioner?
In some situations, your home warranty can replace an HVAC system. However, replacement is usually not the first course of action when it comes to a home warranty policy. Below is a process through which a home warranty protects your HVAC system.
A home warranty is a form of annual protection plan for your home’s systems as well as major electric appliances. In most cases, the warranty will cover repair costs or replace a covered appliance in case it breaks down as a result of normal wear and tear. It typically covers your home’s HVAC unit, electrical system, water heater, plumbing system, and major appliances like a dishwasher, oven, and refrigerator.
The insurance company will first want to repair the air conditioner unit. However, if they find that it is impossible to repair, then your home warranty will offset the costs of replacement. The insurance company will pay an amount equivalent to the stated dollar limits in the home warranty service agreement.
Types of Air Conditioning Units Covered by a Home Warranty
There are several types of AC units available on the market. Most home warranties cover geothermal systems, centrally ducted systems, evaporative coolers, built-in electrical wall units, and water-source systems.
Founded in 2017, 1st Choice Service Group Heating & Air has established itself as a leader in the heating and cooling industry. We provide professional services to residents in the Ashville area. Our mission is to ensure all air conditioning issues are fixed promptly so that your home returns to a comfortable temperature. We have experienced technicians who are always on standby to assist with 24/7 emergency repair services. They can inspect your AC unit and determine if it needs repair or replacement. Contact us for more information.